One of the lowest flood policies on the barrier islands — assumable at just under $1800 annually. Rare Belleair Beach Opportunity \ Elevated Construction & Dual Water Views. Perfectly positioned across from the Gulf in coveted Belleair Beach, this elevated 5-bedroom coastal residence offers construction above the flood plain in the AE zone. Designed for true coastal resilience, the home features hurricane-impact windows and doors, a wind-mitigation-qualified tile roof, reinforced garage door, and a whole-house Generac gas generator that automatically powers essential systems including air conditioning, appliances, and lighting. The property performed exactly as designed during recent storms, offering both security and peace of mind. Inside, imported Italian marble flooring, custom ironwork, and hand-painted tile murals showcase exceptional craftsmanship, while a dramatic crystal chandelier anchors the grand living room. The spacious floor plan includes five bedrooms plus a beautifully appointed executive office. Wraparound balconies span the entire second level, capturing rare dual-water views of the Gulf of Mexico to the west and the Intracoastal Waterway to the east from every upstairs room. The private pool and spa create a resort-style setting enhanced by smart home technology controlling security, lighting, irrigation, and pool systems from anywhere. Located minutes from Clearwater Beach, the waterfront charm of Dunedin, and within easy reach of Tampa International Airport and Downtown Tampa. Competitively priced at $3.2M, this Belleair Beach residence delivers luxury, resilience, and exceptional coastal living.