One or more photo(s) has been virtually staged. EXCELLENT VALUE in the waterfront community of Mariner’s Pass. This 4-bedroom, 3-full-bathroom residence spans 1,610 square feet and features a rare ground-floor bedroom paired with a full bathroom, providing a flexible layout for a home office or guest quarters. The interior is updated with luxury vinyl flooring and a neutral color palette, complemented by an open kitchen and a dedicated 1-car attached garage. The defining feature of this property is the inclusive HOA structure, which simplifies monthly ownership by covering nearly every operational expense except electricity. The monthly fee includes high-speed internet, cable TV, water, sewer, and trash, as well as pest control and master flood insurance. Exterior maintenance, grounds care, and community pool access are also provided. Located on a lush 4.85-acre site in Northeast St. Petersburg, this home is minutes from downtown dining and waterfront parks. This is a unique opportunity to secure a high-capacity, utility-inclusive residence in a prime coastal location. Schedule your showing today!