Virtually Staged. Move right into this updated 3-bedroom, 1-bath concrete block home with a generous yard in St. Petersburg! 100% financing available and a 4.59% rate with no PMI for qualified buyers! A rare opportunity in today's market that could make homeownership more attainable than ever. Built in 1984, this home offers a newer construction date than many homes in the surrounding area while featuring a bright, move-in ready interior with fresh neutral finishes throughout. The updated kitchen features quartz countertops, solid wood cabinetry, stainless steel appliances, and a cozy dining nook, while the spacious living room provides a comfortable place to relax or entertain. An oversized inside laundry room offers extra storage and everyday convenience. The generous yard provides plenty of room to enjoy the outdoors. Whether you envision weekend barbecues, dining under the stars, a raised garden, space for pets to play, or room to store your boat, trailer, or other recreational toys, this property offers the flexibility to make it your own. Additional highlights include concrete block construction, a 2017 roof, newer water heater, and no flood insurance required. Conveniently located with easy access to downtown St. Petersburg, Gulf beaches, shopping, restaurants, and major commuter routes, you'll enjoy being close to everything while still having a place to call home. Schedule your private showing today and ask for details about the exclusive financing programs available for qualified buyers.