4.99% INTEREST RATE** If you are buying a home in Florida, having a Pool is a must, especially during the hot months of July & August! Welcome home to 11016 Saginaw Drive — a spacious, single-story residence perfectly situated on a generous 0.33-acre lot in the highly sought-after Temple Terrace Hills neighborhood. This 4-bedroom, 4-bathroom (3 full + 1 half pool bath) home offers 2,440 square feet of comfortable living space plus an additional enclosed 367 sq ft Florida Room lined with windows overlooking the pool. This home is move-in ready with modern updates throughout. Step inside to discover an open, inviting floor plan that flows effortlessly from room to room. The bright living areas are ideal for both relaxing and entertaining. The well-equipped kitchen features stainless steel appliances, closet pantry, a skylight, and plenty of cabinet space. Generous bedrooms include a sizable primary suite with a walk-in closet, plus an in-law floor plan layout that offers excellent flexibility. Additional highlights include new laminate and tile flooring, area for an office, and ceiling fans throughout. Outside, prepare to be impressed by your own private oasis. The highlight is the beautiful in-ground pool, perfect for year-round enjoyment in Florida’s sunshine. The expansive, fully fenced backyard provides plenty of room for outdoor gatherings, children to play, or simply relaxing in peace. With no HOA or CDD fees, you have the freedom to truly make this home your own. Additional features include a 2-car attached garage, security system, and durable block & brick construction. Located in the golf community of Temple Terrace (golf cart friendly location) with easy access to major roads, shopping, dining, USF, and top-rated schools, this property offers the perfect blend of space, comfort, and location. Don’t miss your opportunity to own this rare pool home on a large lot in one of Temple Terrace’s most established communities. Schedule your showing today and make 11016 Saginaw Drive your new address! **Take advantage of a seller-paid 1-0 temporary buydown! Qualified buyers may receive a first-year payment based on an introductory rate as low as 4.99%, with the interest rate returning to the note rate beginning in year two. Subject to underwriting approval, loan program requirements, and market conditions. Contact the preferred lender for details.