VA assumable at a significantly reduced rate! GULF ACCESS – Stunning Waterfront Retreat on Oversized Lot! Don’t miss this rare opportunity to own a beautifully renovated waterfront home, perfectly situated on an expansive lot with direct Gulf access. This move-in-ready property boasts 3 spacious bedrooms, 2 full baths, and a large garage with attic storage. Inside, you’ll find a bright, open layout with modern upgrades throughout—fresh paint, updated plumbing and electrical, stylish tile flooring, and contemporary lighting fixtures. The heart of the home is the beautifully upgraded kitchen featuring quartz countertops, sleek stainless steel appliances, soft-close cabinetry, recessed lighting, a closet pantry, and picturesque water views. Elegant French doors lead out to an expansive patio showcasing a zero-entry pool, perfect for entertaining or relaxing in your private oasis. The generous master suite includes French doors that open directly to the pool area, a large walk-in closet, and a beautifully updated ensuite bath. Enjoy serene water views, a spacious backyard with a cozy fire pit, and a fully fenced area complete with a built-in doggy door for your furry friends. Additional highlights include a new AC system, private boat dock with lift and ramp, and ample outdoor space to enjoy Florida living at its finest. Located just minutes from Fred Howard Park, Sunset Beach, the world-famous Sponge Docks, downtown Tarpon Springs, shopping, dining, entertainment, parks, the Pinellas Trail, and top medical facilities. This waterfront gem has it all—schedule your private showing today!